Insurance & Fees
Insurance and fees for therapy in Chicago.
Blue Cross Blue Shield PPO and Blue Choice PPO are accepted in network. Private pay sessions are $200 per session. Insurance status and benefits can vary by plan, so patients are encouraged to confirm current coverage before beginning treatment.
Insurance participation is listed carefully.
- Blue Cross Blue Shield PPO: accepted in network.
- Blue Choice PPO: accepted in network.
- Aetna: pending final confirmation.
- Private pay: $200 per session.
Blue Cross Blue Shield PPO and Blue Choice PPO are accepted in network. Because benefits, deductibles, copays, coinsurance, and telehealth coverage vary by plan, patients are encouraged to confirm their own coverage directly with BCBS before beginning treatment.
An Aetna contract has recently been signed, and final confirmation is pending. Until confirmation is complete, patients should not rely on Aetna coverage for sessions.
Blue Cross Blue Shield information.
BCBS PPO and Blue Choice PPO are accepted in network.
Nicole Glass, MA, LCPC is in network with Blue Cross Blue Shield PPO and Blue Choice PPO. Many patients with these plans may be able to use in-network mental health benefits for psychotherapy, subject to the specific terms of their plan.
Before beginning treatment, patients are encouraged to contact BCBS or review their member portal to confirm outpatient psychotherapy coverage, deductible status, copay or coinsurance, telehealth coverage, and whether any prior authorization is required.
Questions to ask BCBS before scheduling.
- Is outpatient psychotherapy covered under my plan?
- What is my deductible, and has it been met?
- What is my copay or coinsurance for an in-network therapy session?
- Are telehealth psychotherapy sessions covered?
- Is prior authorization required for outpatient mental health care?
Private pay remains available.
Patients who prefer not to use insurance, or whose plan does not cover treatment as expected, may use the private-pay rate of $200 per session.
Fees may be discussed before beginning.
Reduced-fee availability may be discussed when insurance coverage is not available or when using insurance is not clinically or personally appropriate.
Reduced-fee appointments may be limited and depend on current availability. This can be discussed before scheduling ongoing treatment.
Out-of-network reimbursement depends on your plan.
A superbill is a detailed receipt for therapy services that a client may submit to an insurance company for possible out-of-network reimbursement.
Superbills may be available upon request for clients using out-of-network benefits. Reimbursement is determined by the insurance plan and is not guaranteed.
Superbills include billing and diagnostic information required by insurers. Submitting a superbill means sharing that information with the insurance company.
Insurance questions.
- Is Nicole Glass, MA, LCPC listed as in network with my BCBS plan?
- What is my copay or coinsurance for outpatient psychotherapy?
- Do I need to meet a deductible before coverage begins?
- Is prior authorization required?
- Are telehealth sessions covered under my plan?
- If I am not using BCBS, do I have out-of-network mental health benefits?
Payment FAQ.
Do you accept Blue Cross Blue Shield PPO or Blue Choice PPO?
Yes. Blue Cross Blue Shield PPO and Blue Choice PPO are accepted in network. Patients are encouraged to confirm their benefits directly with BCBS before beginning treatment.
Is Aetna accepted?
Aetna status is pending final confirmation. Until confirmation is complete, patients should not rely on Aetna coverage for sessions.
What is the private-pay fee?
Private pay sessions are $200 per session.
Can I request a superbill?
Superbills may be available upon request for clients using out-of-network benefits. Reimbursement is determined by the insurance plan and is not guaranteed.